Bull, I understand the fear invloved in taking the dog to win straight up, but if I had done that with my ML dogs, not that many of them would have cashed that didn't already for me, and it would have been for a lot less money.
If you think a dog you've taken the points on has a chance to win, then you can always put 1/5 unit on the ML as well as the points...
just a thought.
thing to do to get over the ML fear is to play several of them in chunks. buddy, when you hit 50% on ML dogs, you win a fucklot of money. Thursday was a VERY nice day for me...whereas if I'd played the points, I'd be down juice. So take 100$ and split it up among 10 dogs. If you win 4, then you're probably going to win ome money...hell, I went 4-9 last week, and while it wasn't a great week, it actually didn't hurt me as much as you'd think going 4-9 would....
FWIW...garf's threads on covers are full of great info.